Have nothing to do with the [evil] things that people do, things that belong to the darkness. Instead, bring them out to the light... [For] when all things are brought out into the light, then their true nature is clearly revealed...

-Ephesians 5:11-13

Tag Archives: Insurance

Connecticut Raises its Minimum Wage to $10.10 an Hour

Governor's Agreement With State Employees

Governor’s Agreement With State Employees (Photo credit: CT Senate Democrats)

In a remarkable display of hubris and economic ignorance, Connecticut Governor Dannel Malloy proudly announced on Thursday that his state is the first to raise the minimum wage to $10.10 an hour:

This is just a step in moving people in the right direction.

We will be lifting people out of poverty in the state of Connecticut. Increasing the minimum wage is not just good for workers, it’s also good for business.

What the new law will really do as it is phased in over the next three years is

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God v. god: the Sad State of a Double-Minded Nation

The iconic image of the Hand of God giving lif...

(Photo credit: Wikipedia)

This article was first published at The McAlvany Intelligence Advisor on Monday, March 24, 2014:

What’s at issue today at the Supreme Court is the battle between the state as god and God Himself. All the rest is details.

Under ObamaCare, the abortifacient mandate – what some are calling the anti-conscience mandate – requires employers to pay for coverage of contraception, sterilization, and abortion-inducing drugs in the health insurance offered to their employees. Some are seeing this for what it is:

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Huge Increases in ObamaCare Premiums are Coming

When Health and Human Services (HHS) Secretary Kathleen Sebelius sought to quell concerns about rising premiums under ObamaCare last week she said: “The increases [we’re seeing] are far less significant than what they were prior to the Affordable Care Act.” This was an echo of one of Sebelius’ spokesmen at HHS, Joanne Peters, who told Fox News, “Since the Affordable Care Act became law, health-care costs have been slowing and premium growth has slowed to the lowest rate in years … making it easier for [small] businesses to offer coverage.”

These claims surprised health insurance company officials who

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More Fraud Found by Detroit’s Emergency Manager

This article was first published by The McAlvany Intelligence Advisor on Monday, February 10, 2014:

It was no surprise to anyone that Kevyn Orr, Detroit’s interim emergency financial manager of the city during its bankruptcy, would uncover a massive fraud dating back to 2005 that helped precipitate the city’s descent into bankruptcy. It’s also no surprise that the two banks and the insurance company involved now want to cut a better deal

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Moody’s blames Obamacare “uncertainty” for its downgrade of health insurers

In announcing credit rating firm Moody’s downgrade of all health insurers, Senior Vice President Stephen Zaharuk placed the blame firmly and directly on the Obamacare rollout and implementation:

The ongoing and unstable and evolving environment is a key factor for our outlook change. The past few months have seen new regulations and announcements that impose operational changes well after product and pricing decisions were finalized.

Translation: health insurers could lose their shirts if

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At Bottom, Obamacare Is Just Plain Unadulterated Force

This article first appeared at The McAlvany Intelligence Advisor on Wednesday, January 15th, 2014:

The warm, smiling actors in the Obamacare ads are hiding something. Behind the seductive invitation to buy health insurance because it’s the right thing to do, because your friends are buying it, because it’s “smart,” lies the

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Controversial Harvard Professors predict high inflation and defaults for the US

The two Harvard professors who made themselves famous, and then infamous, are at it again, now predicting that America will soon be forced to

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Only One-Quarter of ObamaCare enrollees are young and healthy

With the announcement on Monday that less than one-fourth of the 2.2 million people who have signed up for ObamaCare are young and healthy – between ages 18 and 34 – have come questions about the viability of ObamaCare itself. What if those young and healthy don’t sign up but decide to pay the penalty instead? What happens to the health insurance companies’ “model” – the actuarial assumptions made to estimate premiums? What will happen to premiums in the future?

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More Hidden Costs of Obamacare Coming to Light

The latest tally shows that Obamacare enrollments are just over 2 million, falling far short of the estimated 3.3 million expected to sign up by January 1st, and putting into serious doubt the goal of 7 million by the end of March.

At first blush, it’s the premiums. Many are learning to their dismay that

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Free Market Alternatives to Obamacare Already Exist

More than a year ago, Dr. Barbara Bellar, a medical doctor with a JD degree, was running for office as an Illinois State Senator, and provided a sound byte that continues to reverberate across the internet, having been viewed as of this writing some 3,675,000 times. The clip lasts less than two minutes, including laughter and applause from her audience, to whom she said:

So let me get this straight. This is a long sentence:

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The Venus Flytrap of Medicaid

This article first appeared at The McAlvany Intelligence Advisor on Monday, December 23rd, 2013:

When Samuel Joseph Wurzelbacher (Joe the Plumber) asked presidential candidate Barack Obama about his tax plan on October 12th, 2008, Obama created a sound byte that reverberated around the world, and reverberates still: “I think when you spread the wealth around, it’s good for everybody.” What no one could possibly have known at the time, however, was that Obama would be taking from the poor and

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Another Obamacare Surprise: Estate Recovery

Just as Sofia Prins and Gary Balhorn were about to sign their application for free coverage under Washington State’s Medicaid program – freshly expanded under Obamacare – Sofia began reading the fine print: if you’re over age 55, the state of Washington will

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Obamacare and Omelets

This article was first published at The McAlvany Intelligence Advisor on Friday, November 22nd, 2013: 

 

A government bureaucrat who used to work for the Obama administration and now holds down a job at the Kaiser Family Foundation, Karen Pollitz, explained why there is so much pain being inflicted with the imposition of Obamacare onto the backs of the citizenry:

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The Implosion of the Social Security Disability Ponzi Scheme Accelerates

Fresh data just released by the trustees of the Social Security Administration show that the number of people receiving benefits from the Disability Insurance Trust Fund has exploded over the last five years, reducing the surplus in that fund from $216 billion in 2008 to just over $100 billion in 2013. There were 7.4 million recipients in January 2009, but as of October 2013, there are nearly 9 million beneficiaries, not including

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Millions More to Lose Coverage under Obamacare

The uproar from the estimated 4 ½ million Americans whose individual health insurance policies are being terminated thanks to Obamacare will pale into insignificance once the additional estimated 50 to 100 million workers covered under health plans at work discover that

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Obamacare Driving Doctors and Patients to Direct Pay

UnitedHealth Group has dropped thousands of doctors from its networks due to falling reimbursements, leaving patients wondering what their options are. So are those physicians.

One of those physicians, Dr. Josh Umbehr in Wichita, Kansas, has opened his own “direct pay” practice as an answer to both. On his website he notes the following benefits for patients who are looking for alternatives to Obamacare.

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Obama’s Fumble Fix is Unconstitutional, says a Legal Scholar

Within two hours of President Obama’s announced “fix” for the “fumble” he caused in his Obamacare rollout, the insurance commissioner from the state of Washington rejected it, on practical grounds. It took only slightly longer for a legal scholar to reject it on constitutional ones.

Said the president on Thursday:

I think it’s legitimate for Americans to expect me to have to win back some credibility. And, you know, that’s on me. I mean, we fumbled the rollout on this…

And then, using what the White House called the president’s “enforcement discretion”, the president said he would

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Complaints about Obamacare Rollout Glitches are Merely a Smokescreen

This article was first published at The McAlvany Intelligence Advisor on Friday, October 25th, 2013:

 

The complaints, charges, accusations, finger-pointing, and back-pedaling associated with the stumbling start of Obamacare are real and accelerating. They are also irrelevant, and a smokescreen hiding the real underlying problems with Obamacare itself.

Late night comedians are mining this disaster for all it’s worth. They have struck gold, and they are permanently damaging Obamacare’s image, and along with it

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Delays in the Obamacare Rollout Expose Lies and Deceit

This article first appeared at The McAlvany Intelligence Advisor on Wednesday, October 23rd, 2013:

“Oh what a tangled web we weave, when first we practice to deceive!” Sir Walter Scott, meet Barack Obama. By trying to hide the real costs – far higher than most expected and way above the savings Obama initially promised – of signing up for Obamacare, Obama ordered his techies to force applicants to

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HealthCare.gov Delays Are Way More than Just Glitches

It’s been three weeks since the much ballyhooed start of enrollment for Obamacare and the results are not just disappointing. They are disastrously low. According to Mike Huckabee, fewer than 500,000 of the 7 million uninsured people needed in the next six months to make this program viable have been able to apply for coverage online, and most of them were

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Many of the articles on Light from the Right first appeared on either The New American or the McAlvany Intelligence Advisor.

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